--- title: Boat Insurance from Dimattia Insurance Agency description: Dimattia Insurance Agency offers specialized watercraft insurance solutions. Request a quote online or call 225-924-7259 to talk to a boat insurance expert today. --- # Boat Insurance ## from Dimattia Insurance Agency * * * ## Boat & Watercraft Insurance Dimattia Insurance Agency can help make your time on the water relaxed and worry-free. We will help you find a comprehensive boat insurance policy that helps protect your watercraft and equipment. ### A Customizable Plan for Every Need Here are some items you’ll need to consider when shopping for boat insurance. - **Agreed value coverage** means that if your boat is a total loss you will get the value you insured it for, minus any deductible. - **Personal liability coverage** provides coverage to other boaters and boat owners in the event you are at-fault for an accident on the water. This coverage pays to repair or replace the property of someone else, as well as for their medical care, lost wages, and other costs incurred as a result of a boating accident for which you are at-fault. - **Medical payments coverage** will pay for the cost of needed care that is the result of a boating accident. This coverage is available from $500 to $10,000 and covers you, your passengers, and even your water skiers/tubers, regardless of who is at-fault. - **Physical damage coverage** pays for the cost to repair or replace your watercraft, its motor, any permanently attached equipment, and your trailer if it is stolen or damaged. - **Uninsured/underinsured watercraft bodily injury coverage** pays for medical treatment, lost wages, and other costs associated with the accident if you are hit by an uninsured or underinsured boater. - **Fuel spill liability & wreckage removal coverage** pays for an oil or fuel leak to be cleaned up--a legal requirement if your boat sinks or is seriously damaged. As the boat’s owner, you are required by law to have this cleaned up--an expensive undertaking without insurance. - **Personal effects coverage** pays for many personal effects, including clothing, jewelry, cell phones, scuba/snorkeling, and other sporting and fishing equipment. - **Unattached equipment coverage** pays to repair or replace equipment that isn’t permanently attached to your boat or personal watercraft, such as lifesaving equipment, water skis, anchors, oars, fire extinguishers, tarps, etc. - **Emergency Assistance Package** which provides coverage for towing, labor, and delivery of gas, oil, or loaned battery if the watercraft is disabled while on the water. We can customize a plan to fit your needs. [Contact us](/contact) today to find out how to get the best boat insurance coverage for you. * * * ## Insurance Quotes Give us some info and we'll help you find the best coverage options. [Request a Quote](/boat-insurance/quote) ## Insurance Partners [Wright Flood — Liberty Mutual — GEICO — Gulf States — Allied Trust — Progressive — Foremost Insurance — National General Insurance](/insurance-companies) ## Testimonials You don't have to take our word for it. Check out what our customers say about us. [View Testimonials](/reviews-testimonials) ## Get Your Free Boat Insurance Insurance Quote [Start Here](/boat-insurance/quote) ## From Our Blog [**Insurance Considerations When Expanding Your Business to a New Location** — Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as… — Apr 5, 2025](/blog/2025/insurance-considerations-when-expanding-your-business-to-a-new-location) [**Is Your Home Ready for Severe Weather? How to Protect Your Property** — Severe weather can strike at any time, bringing heavy rain, strong winds, hail, snow, or extreme heat that can damage your home. Preparing your property in advance can minimize potential damage, reduce costly repairs, and keep your family safe. Whether you’re dealing with hurricanes, tornadoes,… — Apr 5, 2025](/blog/2025/is-your-home-ready-for-severe-weather-how-to-protect-your-property) [**The Smart Way to Secure Your Home** — Smart technology has brought us many benefits, including new ways of securing our homes. Regardless of the type of home where you live, be it an apartment or a house or anything in between, you’re sure to find helpful options below that you can manage from anywhere with just your smartphone. — **…** — Mar 27, 2025](/blog/2025/the-smart-way-to-secure-your-home) [View all articles](/blog) ```json {"@context":"https://schema.org","@graph":[{"@type":"Service","@id":"https://www.dimattiainsurance.com/boat-insurance#service","url":"https://www.dimattiainsurance.com/boat-insurance","name":"Boat Insurance","serviceType":"Boat Insurance","description":"Boat Insurance quotes from multiple insurance companies in Louisiana.","provider":{"@id":"https://www.dimattiainsurance.com/#organization"},"areaServed":[{"@type":"State","name":"Louisiana"},{"@type":"City","name":"Baton Rouge","address":{"@type":"PostalAddress","addressLocality":"Baton Rouge","addressRegion":"Louisiana"}}],"image":{"@type":"ImageObject","@id":"https://www.dimattiainsurance.com/boat-insurance#image","url":"https://webtricity-assets-1.wbtcdn.com/images/s/unsplash-346232-1170x780.4cea27b69b64a3462adbb9df88a6d8913572455091a0a5dfafe8db699470ac26.jpg","width":1170,"height":780}},{"@type":"Organization","@id":"https://www.dimattiainsurance.com/#organization","url":"https://www.dimattiainsurance.com/","name":"Dimattia Insurance Agency"},{"@type":"WebPage","@id":"https://www.dimattiainsurance.com/#webpage","url":"https://www.dimattiainsurance.com/","name":"Boat Insurance from Dimattia Insurance Agency","description":"Dimattia Insurance Agency offers specialized watercraft insurance solutions. 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